Also known as Buy Here Pay Here and in-house financing, tote-the-note car lots handle their own financing and as such do not require their customers to have reputable credit. Unlike banks and credit lenders, these dealerships extend their own loans to customers in search of a vehicle. Customers then pay the dealership’s related finance company instead of going through a bank.

If you are currently struggling with a bad credit score, No Credit Auto Financing institutions such as a tote-the-note lot, are an excellent way to get back on the road. We recommend you choose Auto Masters, the number one Buy Here Pay Here dealership in all of Middle Tennessee. If you decide to purchase a vehicle from Auto Masters, your credit will even improve with each on-time payment, because we report to the credit agencies. That way, the next time our customers are ready to make a big purchase, their credit scores are too.