Steps for financing a car with less-than-perfect credit.

If you’ve had credit challenges and need a reliable vehicle, it’s easy to feel stuck. Buy Here Pay Here financing looks at your whole situation, not just a credit score. Here’s how the process works at Auto Masters.

1. Fill out the online application.

Start with our online application. We review every application before you come in, so you arrive with a plan instead of starting from zero.

2. Visit us on Nolensville Pike.

Once we’ve reviewed your application, we’ll call you and set up a time to visit. We’ll talk through your income, your budget and the payment schedule that fits your paycheck.

3. Choose a vehicle that fits your budget.

Pick from clean-title vehicles backed by a limited warranty. We’ll help you find one that fits your needs and what you’re comfortable paying.

4. Make your payments on schedule.

Choose weekly, bi-weekly, semi-monthly or monthly payments. Before you sign, ask what’s due today, what’s due later, and when the title becomes yours. See Ask Before You Sign for more questions to ask.