24-Month Trade-Up Opportunity

Ready for Another Vehicle? See How Trade-Up Eligibility Works

Your first AutoMasters vehicle does not have to be your forever vehicle. Qualifying customers who stay current, care for their vehicle, and remain in good account standing may have the opportunity to trade up after 24 months.

Watch: How AutoMasters trade-up eligibility works after 24 months.

Quick Answer

How Does the AutoMasters 24-Month Trade-Up Opportunity Work?

Qualifying AutoMasters customers may have the opportunity to move into a different vehicle after 24 months. Eligibility is not automatic. It depends on your payment history, vehicle maintenance and condition, account standing, customer qualifications, available inventory, and the program terms in effect when you ask. You may also choose to keep your current vehicle and continue working toward the title.

Important: A trade-up is an opportunity for qualifying customers, not a guaranteed vehicle change at the 24-month mark.

Work the Program. Build Options.

What Can Help Support Trade-Up Eligibility?

These habits can help keep you in a stronger position when you are ready to ask about another vehicle.

Make Payments on Time

A consistent on-time payment history is one of the factors AutoMasters reviews when considering trade-up eligibility.

Keep Up With Maintenance

Follow the recommended maintenance schedule, including routine services such as oil changes, and keep records when possible.

Take Care of the Vehicle

Vehicle condition matters. Address concerns promptly and take reasonable care of the interior, exterior, and mechanical condition.

Stay in Good Account Standing

Your overall account status, current qualifications, and the program terms at the time of your request are part of the review.

Meeting these factors does not guarantee a trade-up. Vehicle availability and the details of your account still matter.

What to Expect

What Happens When You Ask About a Trade-Up?

Tell Us What Changed

Share what you need now—more room, a different fit, a changed commute, or simply a new vehicle preference.

Review the Account and Vehicle

The team reviews your payment history, account standing, vehicle maintenance and condition, and current qualifications.

Explore Available Options

If you qualify, AutoMasters can explain which vehicles and terms may be available based on current inventory and program requirements.

Choose the Path That Fits

You may decide to trade up, or keep your current vehicle and continue working toward full ownership.

Two Valid Paths

Trade Up or Keep Working Toward the Title

Neither option is automatically better. The right path depends on your needs, eligibility, current vehicle, and long-term goal.

Comparison of trading up and continuing toward vehicle ownership
QuestionTrade UpKeep Your Current Vehicle
When it may fitYour job, family, commute, or vehicle needs have changed and you qualify for another option.Your current vehicle still fits your needs and you want to continue toward the title.
What it requiresEligibility review, good account standing, vehicle care, customer qualifications, available inventory, and current program terms.Continue making payments and meeting the requirements of your current agreement.
What happens nextYou review the available vehicle and financing options before deciding whether to move forward.When the account is paid in full and required paperwork is complete, the title can become yours.
Main question to askWhich trade-up options may be available for my account right now?What is left on my path to full ownership?
Ready for another vehicle and how AutoMasters trade-up eligibility works

Why 24 Months?

A Lot Can Change in Two Years

The vehicle that works for you today may not be the one that fits your life later. A new job, a growing family, a longer commute, or changing transportation needs can make another vehicle worth exploring.

In the video, the idea is compared with upgrading a phone: the current model may still work, but your needs or preferences can change. A vehicle is a much larger commitment, so AutoMasters reviews the account, the vehicle, qualifications, inventory, and program terms before any trade-up decision is made.

  • Your first AutoMasters vehicle does not have to be your forever vehicle.
  • Working the program can help you build future options.
  • You remain free to keep your current vehicle and work toward the title.

Move Up When You're Ready

AutoMasters Wants to Be the Dealership You Can Keep Coming Back To

The goal is to help customers stay in reliable transportation as their lives and needs change. That may mean exploring a trade-up when eligible—or continuing with the current vehicle until the title becomes yours.

Drive Now. Own Sooner. Move Up When You're Ready.

Trade-Up FAQ

Questions About the 24-Month Trade-Up Opportunity

What is the AutoMasters 24-month trade-up opportunity?

Qualifying AutoMasters customers may have the opportunity to move into a different vehicle after 24 months. Eligibility depends on payment history, vehicle maintenance and condition, account standing, customer qualifications, available inventory, and current program terms.

Is a trade-up guaranteed after 24 months?

No. Trading up is an opportunity for qualifying customers, not an automatic or guaranteed benefit. AutoMasters reviews the account, the vehicle, current qualifications, available inventory, and program terms at the time of the request.

What can help support trade-up eligibility?

Making payments on time, keeping up with routine maintenance, taking reasonable care of the vehicle, and remaining in good account standing can help support eligibility. These actions do not guarantee approval for a trade-up.

Do I have to trade up after 24 months?

No. You may continue with your current vehicle and keep working toward full ownership under your agreement. Trading up and continuing toward the title are both valid paths.

Can I choose any vehicle I want?

The vehicles available for a possible trade-up depend on your qualifications, budget, current inventory, vehicle fit, and program terms. The AutoMasters team will explain which options may be available at the time.

What happens if I am not eligible yet?

Ask the AutoMasters team where you stand. They can review your current account and explain which factors may need attention before another option can be considered. Future eligibility is not guaranteed.

Can I keep my current vehicle and receive the title?

Yes. You can continue working toward full ownership of your current vehicle. When the account is paid in full according to the agreement and all required paperwork is complete, the title can become yours.

How do I ask about my trade-up eligibility?

Call AutoMasters at (615) 331-8899 or speak with the team about your account. Current customers should ask for a trade-up eligibility review before assuming a specific vehicle or offer will be available.

Ask Where You Stand

Ready to Talk About Your Next Vehicle?

Current AutoMasters customers can call the team and ask for a trade-up eligibility review. We will explain what may be available based on your account, vehicle, qualifications, inventory, and current program terms.

Trade-up eligibility is not automatic or guaranteed. It is subject to customer qualifications, payment history, account standing, vehicle maintenance and condition, available inventory, and program terms in effect at the time of request. Vehicle selection and financing terms may vary. Title transfer requires the account to be paid in full according to the agreement and all required paperwork to be completed. See AutoMasters for full details.